SolutionsPOLICY ANALYSIS & QUOTE COMPARISON

Compare quotes with precision, in seconds.

Import. Analyze. Decide.

Compare your policy proposals accurately and generate a clear, reliable and defensible summary.

Step 01

Import and structure policy proposalsImport and structure your offers

Automated document processing
Quotes, policy wordings, endorsements and supporting documents are automatically analyzed and structured, no manual data entry required.
Intelligent data extraction
Premiums, deductibles, coverage limits, sublimits and key exclusions are identified and standardized for accurate comparison.
Centralized comparison workspace
All quotes are consolidated into a single structured view, ready for side-by-side analysis.

Step 02

Intelligent coverage alignment
Panora harmonizes carrier terminology and structures policy wording into a consistent comparison framework, despite differences in presentation.
Side-by-side coverage analysis
Each coverage element is aligned and displayed in parallel, enabling accurate, structured evaluation.
Clear visibility into key differences
Material discrepancies, gaps in coverage, and structural variations are highlighted instantly.

Step 03

Coverage gaps identified
Missing or insufficient coverage elements are automatically detected and highlighted.
Critical risk points flagged
Weak limits, structural inconsistencies, and material exclusions are surfaced instantly.
Client-Ready comparison summary
Generate a clear, professional summary designed to support and justify your recommendation.

Features

Smart warranty comparator
Panora automatically aligns carrier terminology and structures policy wording into a consistent framework, even when formats and language differ.
Customer-focused summary
Generate clear, structured and easy-to-understand comparison reports designed to support informed client decisions.
Current policy vs. Proposed terms
Automatically compare the existing policy with new proposals to clearly highlight improvements, gaps and strategic advantages.

Security

Full operational control
AI supports your workflow, it never makes decisions on your behalf. Every action is initiated and validated by you.
EU-Based hosting & GDPR compliance
All data is hosted on certified EU infrastructure and handled in full compliance with GDPR standards. We apply strict data protection policies aligned with European regulatory expectations.
Security & regulatory alignment
All transactions are encrypted, logged and traceable. Panora is built to support regulatory frameworks applicable to insurance distribution, including the Insurance Distribution Directive (IDD).
Strict data confidentiality
Client data is never used to train external AI models. Your documents, communications and workflows remain strictly isolated within your secure environment.